# #28: rCBDC Adoption: Consumers, Merchants, and Intermediaries

[CBDC Broadcast](/content/all-fna-broadcasts/category/CBDC+Broadcast/index.html)

8 Oct

Written By [Saiesha Pitroda](/content/all-fna-broadcasts?author=6825c3024b109a092cd591c8/index.html)

**31st October 2024**

**With:**

\| Natsuki Tsuda (Ministry of Finance, Japan)

\| Tayo Tunyathon Koonprasert (International Monetary Fund)

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In this session, FNA sits down with **Natsuki Tsuda** and **Tunyathon Koonprasert** to dissect the friction points of retail CBDC adoption. Drawing from their recent contributions to the **IMF’s CBDC Virtual Handbook**, our guests explore how strategic policy, intermediary engagement, and the newly introduced **REDI Framework** can overcome hurdles like public trust and competition with existing payment methods.

### Key Discussion Points:

- **Regulatory Balance:** Crafting frameworks that shield users without stifling fintech innovation.

- **The IMF Blueprint:** Analyzing the global strategic implications of the CBDC Virtual Handbook.

- **Cross-Border Dynamics:** Navigating the unique opportunities and systemic challenges of international CBDC transfers.

- **Collaborative Success:** Why public-private partnerships are the "secret sauce" for scalable implementation.

**Watch on Demand:**

Listen on: [Spotify](https://open.spotify.com/episode/08SGhrCkQDVvyj5VHshk79?si=1rCnoeSIQvG77Yjkysn3HA) \| [Apple Podcasts](https://podcasts.apple.com/gb/podcast/cbdc-broadcast-28-rcbdc-adoption-consumers-merchants/id1772649634?i=1000675331168) \| [Amazon Music](https://music.amazon.co.uk/podcasts/93293cc8-fa9c-41a8-a3d7-86b413d78941/episodes/d7c579a8-2655-4cd1-8319-6ecb45cf1c06/fna-broadcasts-cbdc-broadcast-28---rcbdc-adoption-consumers-merchants-and-intermediaries)

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### Missed our previous sessions?

You can catch up with The CBDC Broadcast on-demand. [View all episodes >](/content/insights?category=CBDC%20Broadcast/index.html)

Or listen wherever you get your podcasts: [Spotify](https://open.spotify.com/episode/0wTNGVQvQMVWlCKqzXu5xx?si=b9d4fce15716478a) \| [Apple](https://podcasts.apple.com/gb/podcast/payment-systems-broadcast-23-project-meridian-fx-cyber/id1772649634?i=1000725546180) \| [Amazon Music](https://music.amazon.co.uk/podcasts/93293cc8-fa9c-41a8-a3d7-86b413d78941/episodes/f5c4b50e-b5a7-4104-b9a2-988a586fa42f/fna-broadcasts-payment-systems-broadcast-23---project-meridian-fx-cyber-resilience-insights-from-stress-testing)

# Tags

[CBDCs](/content/all-fna-broadcasts/tag/CBDCs/index.html) [rCBDC](/content/all-fna-broadcasts/tag/rCBDC/index.html) [Retail CBDC](/content/all-fna-broadcasts/tag/Retail+CBDC/index.html) [IMF](/content/all-fna-broadcasts/tag/IMF/index.html) [REDI Framework](/content/all-fna-broadcasts/tag/REDI+Framework/index.html) [Financial Inclusion](/content/all-fna-broadcasts/tag/Financial+Inclusion/index.html) [Public-Private Partnerships](/content/all-fna-broadcasts/tag/Public-Private+Partnerships/index.html) [Digital Payments](/content/all-fna-broadcasts/tag/Digital+Payments/index.html) [Regulation](/content/all-fna-broadcasts/tag/Regulation/index.html) [Cross-Border Payments](/content/all-fna-broadcasts/tag/Cross-Border+Payments/index.html) [Japan Government](/content/all-fna-broadcasts/tag/Japan+Government/index.html) [Japan](/content/all-fna-broadcasts/tag/Japan/index.html) [Ministry of Finance, Japan](/content/all-fna-broadcasts/tag/Ministry+of+Finance%2C+Japan/index.html)